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Estimate your costs as a buyer or seller in Malaysia — RPGT, stamp duty, and monthly loan repayment.
Real Property Gains Tax (RPGT)
The exit tax on profit when you sell. Malaysia, 2026 rates.
This simplified estimate uses selling price minus the purchase figure entered. Allowable costs, losses and reliefs can change the assessed gain. For individuals disposing of their whole interest, the RM10,000 or 10% exemption (whichever is higher, up to the gain) is included. Companies do not receive this individual exemption. A qualifying citizen/PR may elect the once-in-a-lifetime private-residence exemption; that election and partial-interest disposals are not modelled here. Confirm your assessment with a tax adviser. Sources: LHDN exemptions and RPGT rates. Checked 24 September 2026.
Stamp Duty & Loan Duty (Purchase)
Estimate the main duties for a new purchase, before exemptions or reliefs.
A serviced apartment or SOHO used solely as a dwelling can count as residential. Check the use and transaction documents; a commercial title alone does not settle the rate.
Duty uses the higher of price and market value. If market value is blank, this estimate uses the price and may change after valuation.
This is a gross estimate, checked 24 September 2026. First-home exemptions, reliefs, joint ownership and duty already paid are not applied. It excludes legal fees, disbursements and other purchase costs. Ask your solicitor to confirm the final assessment and any exemption you qualify for.
Sources: LHDN transfer-duty guidance, Part C; LHDN clarification on residential use and SPA dates, section 2.7; LHDN loan-duty example.
Monthly Loan Repayment
Estimate your monthly mortgage installment.
The default interest rate is an example for planning, not a current bank quote. Enter the rate offered by your bank. Actual rate, margin of financing and eligibility depend on the bank and your Debt Service Ratio (DSR). Excludes MRTA/MLTA and fees.